Most experts on personal finance advise people to keep their bank account numbers confidential. As a general rule, keep your bank account number to yourself and only give it to the people you trust or who have a need to know it.
While you should keep your bank account number private most of the time, there are still many occasions where you need to give out that number to others.
For example, when you set up a direct debit for your credit card accounts or your utility accounts, you would need to have your bank account number ready.
Unfortunately, there is no one standard way to find bank account numbers. Different banks have different ways to do it and all the differences can be quite confusing.
In this article, we will show you how to find your account number for 7 of the major banks – Bank of America, Chase, Wells Fargo, Citibank, Capital One, US Bank, and HSBC.
We will also show you how to find the routing numbers of these banks. Without further ado, let us get started.
Bank of America
To find your Bank of America account number, sign in to your account. Once you are logged in, choose your account and then go to the “Information & Service” tab. Under the “Account Details section, click on the “Show link” and your account number will be displayed.
Your bank account number is an identifier that is unique to you. A routing number is a 9-digit number that banks use to identify themselves. Unfortunately, many banks have more than 1 routing number.
Bank of America uses different routing numbers for wire transfers versus ACH (check & electronic payment) transactions.
The wire transfer routing number is the same for all Bank of America customers: 026009593
The ACH routing number is different for different customers. It depends on the state in which you opened your Bank of America account. To complicate things more, the states of Florida, Illinois, Missouri, and Texas have multiple routing numbers in use based on geography.
You can look up your Bank of America ACH routing number here.
You can also find your Bank of America account number and routing number on their website, mobile app, your check, and your bank statement.
Website
- Sign in to the Bank of America website – bankofamerica.com
- Select your account from the Accounts Overview page
- Go to the Information & Services tab
- Your 2 routing numbers (for wires & ACH) can be found there
- Your account number can be displayed by clicking the Show link in the Account Details section
Mobile App
- Sign in to your Bank of America mobile app
- Select the Accounts Overview tap, then select your checking or savings account
- Scroll down to the Account Details heading. Your account number and your 2 routing numbers will be right there
Checks
- On the bottom of each of your personal checks, there are 3 numbers
- The 1st number on the left is your ACH routing number. The 2nd number (in the middle) is your account number
Bank Statements
- Find a bank statement from Bank of America
- Look for the words “Account Number” on the statement. Your account number is the number after that
- Unfortunately, you will not find your routing number on your Bank of America statement
Chase Bank
Your bank account number is an identifier that is unique to you.
A routing number is a 9-digit number that banks use to identify themselves. Unfortunately, many banks have more than 1 routing number.
Chase uses different routing numbers for wire transfers versus ACH (check & electronic payment) transactions.
The wire transfer routing number is the same for all Chase customers: 021000021
The ACH routing number is different for different customers. It depends on the state in which you opened your Chase account. To complicate things more, New York upstate and downstate have different ACH routing numbers.
You can look up your Chase ACH routing number here.
You can also find your Chase account number and routing number on their website, mobile app, your check, and your bank statement.
Website
- Sign in to the Chase website – chase.com/
- Click on the last 4 digits of your account number that appears above your account information
- Then click on “See full account number” next to your account name
- A box will open to display your account & routing number
Mobile App
- Sign in to your Chase mobile app
- Choose your account tile
- Then choose “Show details” — your account & routing number will display
Checks
- On the bottom of each of your personal checks, there are 3 numbers
- The 1st number on the left is your ACH routing number. The 2nd number (in the middle) is your account number
Bank Statements
- Find a bank statement from Chase
- Look for the words “Account Number” on the statement. Your account number is the number after that
- Unfortunately, you will not find your routing number on your Chase statement
Wells Fargo
Your bank account number is an identifier that is unique to you.
A routing number is a 9-digit number that banks use to identify themselves. Unfortunately, many banks have more than 1 routing number.
Wells Fargo uses different routing numbers for wire transfers versus ACH (check & electronic payment) transactions.
The wire transfer routing number is the same for all Wells Fargo customers: 121000248
The ACH routing number is different for different customers. It depends on the state in which you opened your Wells Fargo account. To complicate things more, Texas and Texas, El Paso have different ACH routing numbers.
You can look up your Wells Fargo ACH routing number here.
You can also find your Wells Fargo account number and routing number on their website, mobile app, your check, and your bank statement.
Website
- Sign in to the Wells Fargo website – wellsfargo.com
- Click on the last 4 digits of your account number that appears on your account summary page. Your full account number will appear
- Click on Routing numbers below the Activity Summary area. Both your ACH and wire transfer routing numbers will appear. If you don’t see the Activity Summary, select “Show more detail” directly below your account balance
Mobile App
- Sign in to your Wells Fargo mobile app
- Select your account
- At the top of the screen, there will be the last 4 digits of your account number
- Click on that last 4 digits. A box will pop up with your account number & routing numbers
Checks
- On the bottom of each of your personal checks, there are 3 numbers
- The 1st number on the left is your ACH routing number. The 2nd number (in the middle) is your account number
Bank Statements
- Find a bank statement from Wells Fargo
- Look for the words “Account Number” at the top of your statement. Your account number is the number after that
- Unfortunately, you will not find your routing number on your Wells Fargo statement
Citibank
Your bank account number is an identifier that is unique to you.
A routing number is a 9-digit number that banks use to identify themselves. Unfortunately, many banks have more than 1 routing number.
Unlike many other banks such as Chase and Bank of America, Citibank uses the same routing numbers for both wire transfers and ACH (check & electronic payment) transactions.
This routing number is different for different customers. It depends on the state in which you opened your Citibank account. To complicate things more, Northern California and Southern California have different routing numbers. Also, Nevada alone has 3 different routing numbers.
You can look up your Citibank routing number here. You can also find your routing number on any one of your Citibank checks (see below.)
For your Citibank account number, you can find it on their website, your check, and your bank statement.
Website
- Sign in to the Citibank website – online.citi.com
- Click on Account Management
- Then click on Online Banking Preferences
- Then click on Show/Hide Account Numbers. Your account number will appear
Unfortunately, your routing number is not visible in your online account
Checks
- On the bottom of each of your personal checks, there are 3 numbers
- The 1st number on the left is your ACH routing number. The 2nd number (in the middle) is your account number
Bank Statements
- Find a bank statement from Citibank
- Look for the words “Account Number” on the statement. Your account number is the number after that
- Unfortunately, you will not find your routing number on your Citibank statement
Capital One
Your bank account number is an identifier that is unique to you.
A routing number is a 9-digit number that banks use to identify themselves. Unfortunately, many banks have more than 1 routing number.
Unlike many other banks such as Chase and Bank of America, Capital One uses the same routing numbers for both wire transfers and ACH (check & electronic payment) transactions.
Also unlike many other banks, Capital One does not use different routing numbers for different states.
There is only 1 Capital One routing number – for all states and locations, and both wire transfers and ACH transactions.
Important: There are actually 2 Capital Ones. There is a Capital One and then there is a Capital one Bank:
- For Capital One, the routing number is 056073612.
- For Capital One Bank, the routing number is 051405515.
If you are not sure whether you are on Capital One or Capital One Bank, you can find your routing number (and account number) on the Capital One website, mobile app, your check, and your bank statement.
Website
- Sign in to the Capital One website – capitalone.com
- Click on the account you need the routing and account number for
- Click on the “View Details” link to the left of your balance
Mobile App
- Sign in to your Capital One mobile app
- Select the account you need the routing and account number for
- Tap on the Details icon near your available balance
Checks
- On the bottom of each of your personal checks, there are 3 numbers
- The 1st number on the left is your ACH routing number. The 2nd number (in the middle) is your account number
Bank Statements
- Find a bank statement from Capital One
- Look for the words “Account Number” on the statement. Your account number is the number after that
- Unfortunately, you will not find your routing number on your Capital One statement
US Bank
Your bank account number is an identifier that is unique to you.
A routing number is a 9-digit number that banks use to identify themselves. Unfortunately, many banks have more than 1 routing number.
Unlike many other banks such as Chase or Bank of America, US Bank uses the same routing numbers for both wire transfers and ACH (check & electronic payment) transactions.
This routing number is different for different customers. It depends on the state in which you opened your US Bank account. To complicate things more, the states of California, Colorado, Illinois, Iowa, Kentucky, Minnesota, Missouri, and Ohio have multiple routing numbers in use based on geography.
You can look up your US Bank routing number here.
You can also find your US Bank account number and routing number on their website, your check, and your bank statement.
Website
- Sign in to the US Bank website – usbank.com
- Next to the account name, select the link with the last 4 digits of your account number
- Your account number and routing number will be displayed in a pop-up window
Mobile App
- Sign in to your US Bank mobile app
- Select Account options.
- Select View account information, then Account number.
- Your account number and routing number will be displayed in a pop-up window
Checks
- On the bottom of each of your personal checks, there are 3 numbers
- The 1st number on the left is your ACH routing number. The 2nd number (in the middle) is your account number
Bank Statements
- Find a bank statement from US Bank
- Look for the words “Account Number” on the statement. Your account number is the number after that
- Unfortunately, you will not find your routing number on your US Bank statement
HSBC
Your bank account number is an identifier that is unique to you.
A routing number is a 9-digit number that banks use to identify themselves.
Unlike many other banks such as Chase or Bank of America that use different routing numbers for different locations and different use cases (wire transfers vs ACH transactions), HSBC only has 1 routing number.
HSBC’s routing number is 022000020. The routing number is the same no matter where you opened your bank account or whether you are doing wire transfers, check payments, or electronic payments.
For your HSBC account number, you can find it on the HSBC website, your check, and your bank statement.
Website
- Sign in to the HSBC website – www.us.hsbc.com
- Click on the account you need the account number for. Your account number will be displayed on the next screen
Mobile App
- Sign in to your US Bank mobile app
- All your HSBC accounts with be listed
- Below each account name is the account number for that account
Checks
- On the bottom of each of your personal checks, there are 3 numbers
- The 1st number on the left is your routing number. The 2nd number (in the middle) is your account number
Bank Statements
- Find a bank statement from HSBC
- Look for the words “Account Number” on the statement. Your account number is the number after that
