Costco has an exclusive partnership with a specific credit card network. This means they primarily accept credit cards from this network in their warehouses. This policy is part of their strategy to streamline payment processes and offer benefits like cashback on purchases.
Does Costco Accept Credit Cards Other Than Its Own Brand?
Yes, Costco accepts credit cards other than its own brand, but with limitations. In-store, they primarily accept cards from their exclusive credit card network, while online at Costco.com, a wider range of major credit card brands is accepted, offering greater flexibility for shoppers.
| Location | Accepted Payment Methods |
|---|---|
| Costco Warehouses | – All Visa Cards |
| – Costco Anywhere Visa® Card by Citi | |
| – Most PIN-based Debit/ATM Cards | |
| – Costco Shop Cards | |
| – EBT Cards | |
| – Mobile Payment (Apple Pay, Google Pay, Samsung Pay) | |
| Costco Gas Stations | – All Visa Cards |
| – Costco Anywhere Visa® Card by Citi | |
| – Most PIN-based Debit/ATM Cards | |
| – Costco Shop Cards | |
| Costco.com | – All Visa Cards |
| – Costco Anywhere Visa® Card by Citi | |
| – MasterCard | |
| – Most PIN-based Debit/ATM Cards | |
| – Costco Shop Cards |
Payment Options at Costco Warehouses While Costco’s credit card policy is exclusive, they do offer a variety of other payment methods in their warehouses. These include major debit cards, cash, personal and business checks, and EBT cards for eligible items. However, it’s important to remember that not all credit cards are accepted due to their exclusive credit card agreement.
Payment Options at Costco.com Online shopping at Costco.com provides more flexibility in payment methods compared to in-store purchases. The website accepts credit cards from their partner network and other major credit card brands. This wider range of options is convenient for online shoppers. Additionally, debit cards and Costco Shop Cards are also accepted for online purchases.
Costco Gas Stations Payment Options Payment options at Costco gas stations align closely with their in-store policy. They accept credit cards from Costco’s partner network and Costco Shop Cards. This consistency ensures members and non-members can conveniently fuel up using their preferred payment method.
Costco Shop Card The Costco Shop Card is a versatile payment tool for both members and non-members. Members can purchase and load these pre-paid cards at any Costco warehouse or online. These cards can be used for purchases at Costco warehouses, gas stations, and online, making them a practical alternative for those without the specific partner credit card.
International Costco Locations At Costco stores outside the United States, payment options can vary. Different countries may have different credit card networks and payment methods. Shoppers should check with local Costco stores or the country-specific Costco website for accurate information on accepted payment methods.
