Types of Chase Credit Cards | Fees | APR | Rewards Chart

Chase is well known for its popular credit card reward program. If you are a frequent flyer and love to stay at the high-end Hyatt hotel, you will want to learn about the Chase credit card program.

Chase offers a wide range of cards including Freedom Unlimited and Flex, Sapphire Reserve and Preferred, Ink Business Unlimited and Cash, and Chase Hyatt Card. They also have five credit cards with Southwest Rapid Rewards including Priority, Plus, Premier, Performance Business, and Premier Business credit card.

Their interest rate is in the range between 13.24% to 23.99%. Many of them come with rewards like cash back, free hotel stay, and flight travel credit.

All of them have sign up bonus in either cash back form or bonus points as an incentive for their customers to apply. In this section, we will look into them in detail and compare their various features such as fees, rewards, interest rates, and sign up bonuses.

Chase Credit Card Rewards Chart

	Fees	Rewards	Sign Up Bonus	APR
Chase Debit Card	$12 per month
Chase Freedom Unlimited	$0	1.5%, 3%, 5% cash backs	$200 5% cash back on groceries	14.99% – 23.74%
Chase Freedom Flex	$0	1%, 3%, 5% cash backs	$200 5% cash back on groceries	14.99%-23.74%
Chase Sapphire Reserve	$550 per year	$300 Travel Credit $60 DoorDash Credit 1X, 3X, 10X points	50,000 points	16.99%-23.99%
Chase Sapphire Preferred	$95 per year	1X, 2X, 5X points	60,000 points	15.99%-22.99%
Ink Business Preferred	$95 per year	1X, 3X points	100,000 points	15.99%-20.99%
Ink Business Unlimited	$0	1.5% cash back	$750	13.24%-19.24%
Ink Business Cash	$0	1%, 2%, 5% cash backs	$750	13.24%-19.24%
Chase Hyatt Card	$0	2 free nights at Hyatt 1X, 2X, 4X points	25,000 + 25,000 points	15.99%-22.99%
Southwest Priority	$149 per year	$75 annual travel credit 7,500 annual points 2X, 5X points	50,000 + 30,000 points	15.99%-22.99%
Southwest Plus	$69 per year	3,000 annual points 2X, 5X points	50,000 + 30,000 points	15.99%-2.99%
Southwest Premier	$99 per year	6,000 annual points 2X, 5X points on Southwest purchases	50,000 + 30,000 points	15.99%-22.99%
Southwest Performance Business	$199 per year	9,000 annual points 2X, 3X points	70,000 + 30,000 points	15.99%-22.99%
Southwest Premier Business	$99 per year	6,000 annual points 1X, 2X points	60,000 points	15.99%-22.99%

Table of Contents

Chase Freedom Unlimited

Chase Freedom Unlimited offers great rewards with no annual fee.

Credit Score Requirement: 690 – 850 (Good – Excellent)
Fee: $0
Rewards: 1.5%, 3%, 5% cash back depending on categories
- 5% on travel purchased through Chase
- 3% on drugstores & dining including takeout and eligible delivery services
- 1.5% on all other purchases
Sign up Bonus: $200 + 5%
- $200 bonus after spending $500 in your first 3 months from account opening
- 5% cash back on up to $12,000 of grocery store purchases (not including Target or Walmart purchases, but including grocery delivery services such as Instacart and Shipt) in your first year
APR: 0% Intro + 14.99% to 23.74%
- 0% intro APR for 15 months
- 14.99% – 23.74% APR after 15 months

Chase Freedom Flex

Chase Freedom Flex is another no fee credit card from Chase that offers great rewards.

Credit Score Requirement: 690 – 850 (Good – Excellent)
Fee: $0
Rewards: 1%, 3%, 5% cash back depending on categories
- 5% on Lyft rides & the first $1,500 in combined purchases in select rotating quarterly bonus categories (activation required)
- 3% on drugstores & dining including takeout and eligible delivery services
- 1% on all other purchases
Sign up Bonus: $200 + 5%
- $200 bonus after spending $500 in your first 3 months from account opening
- 5% cash back on up to $12,000 of grocery store purchases (not including Target or Walmart purchases, but including grocery delivery services such as Instacart and Shipt) in your first year
APR: 0% Intro + 14.99% to 23.74%
- 0% intro APR for 15 months
- 14.99% – 23.74% APR after 15 months

Chase Sapphire Reserve

Chase Sapphire Reserve is a high end credit card that comes with a high annual fee. Frequent travelers should be able to get enough rewards out of it to justify its $550 annual fee.

Credit Score Requirement: 720 – 850 (Excellent)
Fee: $550 per year
Rewards: $300 Annual Travel Credit + $60 Annual DoorDash Credit + 1X, 3X, 10X points
- $300 Annual Travel Credit – as reimbursement for travel purchases charged to your card each account anniversary year
- $60 Annual DoorDash Credit – as reimbursement for DoorDash purchases charged to your card each account anniversary year
- 10X points on Lyft
- 3X points on travel & dining
- 3X points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services
- 1X point on all other purchases
- 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
Sign up Bonus: 50,000 bonus points ($750 toward travel when you redeem through Chase Ultimate Rewards) after you spend $4,000 on purchases in the first 3 months from account opening
APR: 16.99% – 23.99%

Chase Sapphire Preferred

Chase Sapphire Preferred is lower end offering compared to Chase Sapphire Reserve. It has a less stringent credit score requirement and a much lower annual fee.

Credit Score Requirement: 690 – 850 (Good – Excellent)
Fee: $95 per year
Rewards: 1X, 2X, 5X points
- 5X points on Lyft
- 2X points on travel & dining
- 2X points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services
- 1X point on all other purchases
- 25% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
Sign up Bonus: 60,000 bonus points ($750 toward travel when you redeem through Chase Ultimate Rewards) after you spend $4,000 on purchases in the first 3 months from account opening
APR: 15.99% – 22.99%

Ink Business Preferred Credit Card

The Ink Business Preferred Credit Card is one of the best credit cards for small businesses. For most business users, this card’s huge sign up bonus and high rewards rate in relevant business categories will more than pay for its $95 annual fee.

Credit Score Requirement: 690 – 850 (Good – Excellent)
Fee: $95 per year
Rewards: 1X, 3X points
- 3X points on the first $150,000 spent on travel, shipping, Internet, cable, telephone service, and advertising purchases with social media sites and search engines
- 1X point on all other purchases
- 25% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 100,000 points are worth $1,250 toward travel
Sign up Bonus: 100,000 bonus points ($1,250 toward travel when you redeem through Chase Ultimate Rewards) after you spend $15,000 on purchases in the first 3 months from account opening
APR: 15.99% – 20.99%

Ink Business Unlimited Credit Card

Just like the Ink Business Preferred Credit Card, the Ink Business Unlimited Credit Card is one of the best credit cards for small businesses. It offers a huge cash sign up bonus and a simple reward plan with no special categories to keep track of. Better yet, it comes with no annual fee.

Credit Score Requirement: 690 – 850 (Good – Excellent)
Fee: $0
Rewards: 1.5% unlimited cash back on all purchases made
Sign up Bonus: $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
APR: 0% Intro + 13.24% to 19.24%
- 0% intro APR for 12 months
- 13.24% – 19.24% APR after 12 months

Ink Business Cash Credit Card

The Ink Business Cash Credit Card is another no annual fee credit card in the Ink Business series. Like the Ink Business Preferred Credit Card, it offers a huge sing up cash bonus. Unlike the Ink Business Preferred Credit Card, it offers an even higher cash back rate (2% and 5%) in certain categories but only up to a limit.

Credit Score Requirement: 690 – 850 (Good – Excellent)
Fee: $0
Rewards: 1% , 2%, 5% cash backs
- 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account anniversary year
- 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- 1% unlimited cash back on all other card purchases
Sign up Bonus: $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
APR: 0% Intro + 13.24% to 19.24%
- 0% intro APR for 12 months
- 13.24% – 19.24% APR after 12 months

Chase Hyatt Card (World of Hyatt Credit Card)

The World Of Hyatt Credit Card is one of the best hotel credit cards. For those who prefer to earn Hyatt points or who stay at Hyatt hotels frequently, this card’s huge sign up bonus and high rewards rate on Hyatt and travel-related categories will more than pay for its $95 annual fee.

Credit Score Requirement: 700 – 850 (Good – Excellent)
Fee: $95
Rewards: Annual free night certificates + 1X, 2X, 4X Hyatt points
- Annual free night certificate at a Category 1-4 Hyatt property
- A second free night after spending $15,000 in a year
- 4x Hyatt points on Hyatt properties
- 2x Hyatt points on dining, airlines, transportation (excluding car rentals), fitness clubs
- 1x Hyatt points on all other purchases
Sign up Bonus: 25,000 points + 25,000 points
- 25,000 points after you spend $3,000 on purchases within the first 3 months of account opening
- 25,000 more points when you spend an additional $3,000 on purchases (so $6,000 total) in your first 5 months of account opening
APR: 15.99% to 22.99%

Southwest Rapid Rewards Priority Credit Card

The Southwest Rapid Rewards Priority Credit Card is a great credit card for frequent Southwest fliers. With an annual fee of $149, this card is not cheap. But if you are a frequent Southwest flier, the huge sign up bonus, annual bonus points, annual travel credit, and high reward rates on Southwest purchases of this card should more than make up for its high fee.

Credit Score Requirement: Excellent
Fee: $149
Rewards: $75 annual travel credit + 7,500 annual points + 2X, 5X points on Southwest purchases
- $75 annual Southwest travel credit
- 7,500 bonus Rapid Rewards points at each account anniversary
- 5X points on Southwest purchases between Dec 1, 2020 and March 31, 2021 on up to $2,000 spent per month
- 2X points on all other Southwest purchases
Sign up Bonus: 50,000 points + 30,000 points
- 50,000 bonus points after you spend $2,000 on purchases in the first 3 months from account opening
- 30,000 more bonus points after you spend $10,000 on purchases in the first 9 months from account opening
APR: 15.99% to 22.99%

Southwest Rapid Rewards Plus Credit Card

The Southwest Rapid Rewards Plus Credit Card is a less expensive version of the Southwest Rapid Rewards Priority Credit Card. Compared to the Priority Credit Card, this card charges a much lower annual fee of $69 instead of $149. On the other hand, with this card, you do not get any annual travel credit. The amount of annual bonus points is also much lower.

Credit Score Requirement: Excellent
Fee: $69
Rewards: 3,000 annual points + 2X, 5X points on Southwest purchases
- 3,000 bonus Rapid Rewards points at each account anniversary
- 5X points on Southwest purchases between Dec 1, 2020 and March 31, 2021 on up to $2,000 spent per month
- 2X points on all other Southwest purchases
Sign up Bonus: 50,000 points + 30,000 points
- 50,000 bonus points after you spend $2,000 on purchases in the first 3 months from account opening
- 30,000 more bonus points after you spend $10,000 on purchases in the first 9 months from account opening
APR: 15.99% to 22.99%

Southwest Rapid Rewards Premier Credit Card

The Southwest Rapid Rewards Premier Credit Card occupies a space somewhere between the Southwest Rapid Rewards Priority Credit Card and the Southwest Rapid Rewards Plus Credit Card. Its $99 annual fee is less than the Priority Credit Card’s $149 but more than the Plus Credit Card’s $69. just like the Plus Credit Card, this card does not offer any annual travel credit. Its 6,000 annual bonus points are fewer than the Priority Credit Card’s 7,500 points but more than the Plus Credit Card’s 3,000 points.

Credit Score Requirement: Excellent
Fee: $99
Rewards: 6,000 annual points + 2X, 5X points on Southwest purchases
- 6,000 bonus Rapid Rewards points at each account anniversary
- 5X points on Southwest purchases between Dec 1, 2020 and March 31, 2021 on up to $2,000 spent per month
- 2X points on all other Southwest purchases
Sign up Bonus: 50,000 points + 30,000 points
- 50,000 bonus points after you spend $2,000 on purchases in the first 3 months from account opening
- 30,000 more bonus points after you spend $10,000 on purchases in the first 9 months from account opening
APR: 15.99% to 22.99%

Southwest Rapid Rewards Performance Business Credit Card

The Southwest Rapid Rewards Performance Business Credit Card is the airline’s most expensive and highest end credit card. Its sign up bonus of 100,000 points is more than that of any other Southwest credit card. It also offers great ongoing rewards. The annual fee of $199 is not cheap. But for frequent Southwest fliers, the perks can easily outweigh the cost.

Credit Score Requirement: Excellent
Fee: $199
Rewards: 9,000 annual points + 2X, 5X points
- 9,000 bonus Rapid Rewards points at each account anniversary
- 3X points on all Southwest purchases
- 2X points on purchases for your business in select categories
Sign up Bonus: 70,000 points + 30,000 points
- 70,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening
- 30,000 more bonus points after you spend $25,000 on purchases in the first 6 months from account opening
APR: 15.99% to 22.99%

Southwest Rapid Rewards Premier Business Credit Card

The Southwest Rapid Rewards Premier Business Credit Card is the lower end version of the Southwest Rapid Rewards Performance Business Credit Card. It comes with a substantially cheaper annual fee – $99 compared to the $199 charged by the Performance Business Credit Card. On the other hand, it offers a smaller sign up bonus and a lower reward rate on purchases. For people who do not travel or spend enough to take full advantage of the Performance Business Credit Card, this card offers a good alternative.

Credit Score Requirement: Excellent
Fee: $99
Rewards: 6,000 annual points + 1X, 2X points
- 6,000 bonus Rapid Rewards points at each account anniversary
- 2X points on all Southwest purchases
- 1X points on all other purchases
Sign up Bonus: 60,000 points
- 60,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening
APR: 15.99% to 22.99%