When you purchase with a debit card in a real store, you may be able to receive physical cashback. This allows you to withdraw cash from your checking account without incurring a fee during the transaction.
The extra money is reflected in the total sale price if you want cashback. The total payment is subsequently deducted from your checking account by your bank.
Using your debit card to obtain cash can be costly as there can be a fee that is required to make any payment. Before you can get cashback with your debit card, some retailers need a minimum purchase quantity. You may be forced to acquire something you do not want or need under some circumstances.
Stores That Do Cash Back
1. Kroger
Kroger allows a maximum of $300 for debit card transactions. $120 for Discover credit, and $20 for personal checks. When getting cash back from Kroger a $0.50 fee is applied for $100 and $3.50 for amounts from $100.01 to $300.
2. Albertsons
Albertsons allows up to $100 to $300 for debit card transactions. $120 for Discover credit. Only available for debit cards and Discover credit transactions only. Rules and regulations vary on certain locations, check with your local Albertsons.
3. Fred Meyer
For debit card transactions, Fred Meyer offers up to $300 in cashback. There is a $0.50 fee for cash returned up to $100. There is also a $3.50 fee for cash back ranging between $100.01 and $300.
4. Shoppers Food Warehouse
Maximum cashback at Shoppers Food is $300 at the register and $100 at self-checkout. Only on debit card transactions is this option available, Shoppers Food Warehouse does not allow credit card cashback or personal checks.
5. Food Lion
For Food Lion debit card transactions, the maximum cashback is $200; for personal checks, the maximum cashback is $50. Food Lion offers EBT card cashback as well. You can request up to $200 in cashback when you make a purchase, and you can also request up to $100 in cashback without a purchase.
6. Safeway
Safeway allows you to receive a maximum of $200 cashback. Debit cards and Discover credit transactions are permitted at Safeway, with no extra fee. Personal checks are not included and there is no cashback available with this option.
7. Vons
The highest cashback at Vons is $200. Vons also allows cash back for personal check transactions, the maximum for this option is $25. Only debit, check and Discover credit transactions are accepted.
8. ShopRite
ShopRite has a maximum cash back of $200 on debit card transactions. They also allow up to $120 on Discover credit transactions. Only available for debit and Discover credit transactions, personal checks are not allowed.
9. Save Mart Supermarkets
Save Mart allows up to a maximum of $200 to $300 cashback. This varies by location and will range between $200 to $300 and is only available for debit card transactions.
10. Publix
Publix has a maximum of $100 cashback but there are terms and conditions. With a debit card, you can get up to $100 cash back on your transaction, $50 at some smaller stores. There is no requirement for a minimum purchase to receive cash back, and there are no hidden fees.
11. ALDI
ALDI supermarket allows a maximum cashback of $100 for purchases. Customers who use a debit card or a Discover card at the checkout can receive up to $100 in cash back but will vary by location. In exchange for cash, Aldi does not accept any other forms of payment. Only available for debit card transactions.
12. Hannaford
Hannaford allows up to $100 in cashback. They are available for debit, Discover credit, and personal check transactions only. There is no additional fee required.
13. Winn-Dixie
Winn-Dixie has a maximum cashback of $100. You can earn up to $100 in cash back with only a debit card and Discover credit card transactions. Find your nearest Winn-Dixie store.
14. Whole Foods
Whole Foods provides cash back with a minimum of $1 and a maximum of $100. Whole Foods’ cash-back policy is consistent across all locations. To request cash back, you must make a purchase in-store, but there are no limits on how much you must spend. Cash back is only available on debit card transactions only.
15. Mariano’s
Marianos supermarket offers up to a maximum of $100 cashback. The cash back is only available for debit and Discover credit transactions There are some terms and conditions such as you cannot get cash back when using coupons and there is a $1 fee for receiving cash back.
16. Hy-Vee
Hy-Vee allows up to $60 cashback with a purchase. This is only available for debit card purchases. Hy-Vee accepts all forms of debit cards such as Mastercard, Visa, and Discover debit.
17. Meijer
Meijer allows a maximum of $50 for debit card transactions. They also $25 for personal checks but there is no option for cash back with credit cards.
18. Conoco
Conoco offers a maximum of $50 in cashback for debit card purchases. There is no fee, and they take Discover Debit, Visa Debit, MasterCard Debit, and other types of debit cards. Conoco does not allow cashback for credit card transactions.
19. Trader Joe’s
Trader Joes allows a $50 on transactions with debit cards and credit cards. There is no fee, but purchase is required to get cashback. There is no minimum purchase in receiving cash back.
20. H-E-B
H-E-B supermarket allows up to $50 cash back when making a purchase. This option is only available for debit and personal check transactions.
21. Raley’s Supermarkets
Raleys offers up to $10 to $60 for cash back. This will vary depending on the store and the location. This option is only available for debit card transactions, credit cards and personal checks are not available.
22. Staples
Staples offers up to $40 in cash for purchases made at this office supply store. There are no limits on cashback, debit and credit card transactions are allowed.
23. Rite Aid
Rite Aid will usually give a maximum of $40 cashback, but this varies by location and store. Rite Aid’s cashback policy is available for debit card transactions only.
24. CVS
The maximum cash back at CVS is $35 per transaction. You can simply make another transaction or go to a different CVS location if you need more cash than that. CVS’s cashback policy is available for debit card transactions.
25. Walgreens
Walgreens maximum cash back is $20 purchase. Walgreen’s cash back policy is only available for debit cards and check transactions. They do not allow cash back on credit cards. It’s free to get cash back at Walgreens, but you must make a minimum purchase of $0.01 to qualify.
26. Walmart
Walmart has a cash back policy that allows you to take up to $100 for debit card transactions. They also allow up to $20 for personal checks. Walmart’s cashback policy enables them to give cashback in increments of $20.
27. Target
Target has certain policies and limits in terms of receiving cash back on purchases. Target has a $40 limit on debit transactions, and only $20 on personal check. Target dispenses the money in $20 increments. This is only available for debit card transactions and personal checks.
28. Costco
Costco allows cashback for purchases made in store. Costco allows a maximum of $60 per purchase. This policy is only for Costco members and with purchases made with a debit card.
29. Family Dollar
Family Dollar allows a maximum of $50 cashback when you make a purchase in-store. Family Dollar only allows debit cards with the Visa or Mastercard logo, to be used for cashback. In addition, there is a $1 service charge for cash back.
30. Circle K
Circle K is one of many gas stations across the country that offers cash back at the cash register. Circle K offers a maximum of $40 for purchases made in-store. When you use your Visa, Mastercard, or Discover debit card to pay for your purchases, the cashier will ask if you want cashback.
31. Dollar General
Dollar General allows a maximum cashback of $40. Dollar General usually will give cash back in $10 increments. Their policy only allows cash back for debit card transactions only.
32. Casey’s General Store
Caseys General Store offers a maximum of $20 cash back for debit card purchases only. Casey’s General Store takes different forms of debit cards such as Discover Debit, Visa Debit, MasterCard Debit, and other types of debit cards
33. Dollar Tree
Dollar Tree offers $10, $20, $40, and $50 in cashback. The maximum cashback is up to $50. There is a cashback fee of $1 and the cashback policy is only available for debit card transactions.
34. 7-Eleven
7-Eleven does not have a formal cash-back policy, individual stores often give cash back for debit card purchases a maximum of $10 per transaction. Individual store managers make the decision whether to provide cashback, it is best to check the location and store policy.
35. Giant Eagle
Giant Eagle offers a maximum of $50 in cash back. Giant Eagle has a policy that enables you to receive $50 in cash back for debit transactions, for personal checks a maximum of $30 is offered. If you are using a personal check, you must have an employee witness the signature before getting cash back. You must also be able to provide a valid driver’s license, state picture ID, or military photo ID.
36. Kum & Go
Kum & Go offers up to $100 in cashback for debit card purchases. With this option there is a $3 fee for cash back amounts over $100. They take Discover Debit, Visa Debit, MasterCard Debit, and other types of debit cards. They also allow a maximum of $20 for personal checks.
37. Chevron
Chevron offers a maximum of $40 in cash back for debit card purchases. There is no fee, and they take Discover Debit, Visa Debit, MasterCard Debit, and other types of debit cards. There is no cashback for credit card transactions.
38. ampm
ampm takes Visa, Mastercard, and Discover as well as debit cards. The maximum amount of money you can get back is $40. There are no fees when you receive cashback. When getting cash back it is required to at least make a minimum purchase of $2.50.
39. ExxonMobil
Exxonmobil other gas stations. For debit card transactions, you can get up to $40 in cashback. They accept Discover Debit, Visa Debit, MasterCard Debit, and other types of debit cards for no charge. For credit card transactions, there is no cashback.
40. Marathon
Marathon allows cashback for debit card transactions, there is a maximum of $40 in cash back. There is no charge, and they accept Visa Debit, MasterCard Debit, as well as other debit cards except Discover. For credit card transactions, there is no cashback.
Stores That Do Not Offer Cash Back
Cashbacks are available at most grocery stores, pharmacies, and convenience stores after checkout. Most apparel, home goods, and furniture stores, on the other hand, do not.
- Speedway
- Starbucks (cash back may be available at locations inside other stores, as previously reported)
- Wawa
- Forever 21
- H&M
- Hobby Lobby
- Pottery Barn
| Store | Minimum | Maximum |
| Kroger | $10 | $300 |
| Albertsons | $60 | $300 |
| Fred Meyer | $20 | $300 |
| Shoppers Food | $20 | $300 |
| Food Lion | $10 | $200 |
| Safeway | $10 | $200 |
| Vons | $40 | $200 |
| ShopRite | $30 | $200 |
| Save Mart | $20 | $300 |
| Publix | $50 | $100 |
| ALDI | $10 | $100 |
| Hannaford | $10 | $100 |
| Winn-Dixie | $10 | $100 |
| Whole Foods | $50 | $100 |
| Marianos | $10 | $100 |
| Hy-Vee | $5 | $60 |
| Meijer | $10 | $50 |
| Conoco | $5 | $50 |
| Trader Joes | $10 | $50 |
| H-E-B | $5 | $50 |
| Raleys | $10 | $60 |
| Staples | $5 | $40 |
| Rite Aid | $10 | $40 |
| CVS | $5 | $35 |
| Walgreens | $5 | $20 |
| Walmart | $5 | $100 |
| Target | $10 | $40 |
| Costco | $10 | $60 |
| Family Dollar | $10 | $50 |
| Circle K | $10 | $40 |
| Dollar General | $10 | $40 |
| 7-Eleven | $5 | $10 |
| Giant Eagle | $30 | $50 |
| Kum & Go | $20 | $100 |
| Chevron | None | $40 |
| ampm | None | $40 |
| Exxonmobil | None | $40 |
| Marathon | None | $40 |
